DRIPTextbook DRIP after 20 yrs£193,484Your broker after 20 yrs£172,999Gap£20,486
Income
DRIP Calculator
updates as you type
Textbook DRIP after 20 yrs
£193,484
100% of every dividend reinvested
Your broker after 20 yrs
£172,999
24% of each dividend lost before reinvestment
Gap
£20,486
compounded over the period
Over 20 years the leaks cost you £20,486 against the textbook reinvestment: 11% of the ending value.
Holding
Textbook DRIPEvery dividend reinvested in full
- No withholding tax at source
- No conversion back to your currency
- Fractional units, so nothing sits in cash
Your brokerWhat leaks before reinvestment
Holding value, year by year
Textbook DRIPYour broker
Year 1£299
Year 5£1,935
Year 10£5,353
Year 15£11,106
Year 20£20,486
Right column: the gap in holding value to date. Illustrative only: constant yield and growth, dividends reinvested once a year. No inflation or tax wrappers.