Privacy Policy
Effective date: 21 September 2026.
This Privacy Policy is issued by StockEmber (“we,” “us,” or “our”) to explain how we collect, use, disclose, transfer, store, protect, and otherwise manage your personal data when you access or use the website https://www.stockember.com/ and the content we publish through our channels (collectively, the “Website”).
Our Website is a media platform created solely to provide independent education and research on equities and ETFs for long-term investors. We do this through broker reviews and rankings, ETF guides, educational articles under Learn, and calculator tools such as our Fee Comparison Calculator, DRIP Calculator, and FX Conversion Cost Calculator. We do not provide financial, investment, or tax advice, and we do not accept clients on our own behalf or on behalf of any third party. As disclosed on the Website, we may earn a commission when you open an account through some of our links, at no additional cost to you, and this does not affect our verdicts.
By accessing or using our Website, you are deemed to have read and understood this Policy. Where applicable law requires your consent, we will separately obtain that consent from you as appropriate.
Some content on the Website may reference third parties or information relating to other individuals. We handle any such information appropriately and in accordance with applicable law.
We reserve the right to amend or update this Policy from time to time. Any revised version will be published on the Website together with its effective date. Your continued use of the Website after such publication constitutes acceptance of the updated Policy.
Collection of Personal Data
We collect only the personal data reasonably necessary to operate and improve the Website and our content. The personal data we may collect includes, but is not limited to:
Contact information, such as your name and email address, where you send us a message through a contact form on the Website (e.g., the About page) or another channel.
Business information, such as your company name or any other details you provide in a contact form (if applicable).
Newsletter or content-download information, such as the email address you provide to subscribe to our newsletter or to receive other content from the Website, whether in the form of documents, guides, or other digital media.
User account information (if applicable), such as your login email, an encrypted password, and information from signing in through a social login account, such as Google, Apple, or Facebook.
Information from your use of our tools, such as the figures you enter to use the Fee Comparison Calculator, DRIP Calculator, or FX Conversion Cost Calculator. This information is used only to process and display results, and we generally do not permanently store this information or link it to your identity.
Where you contact us through our social media channels or other channels, we may receive your public profile information or the information you send us through that channel, subject to your own privacy settings.
In addition, the Website may automatically collect certain information about your usage, including error logs, pages visited, such as broker review pages, ETF guides, or tool pages, referring URLs, clicks on links to broker websites, use of the search function, session duration, and your overall usage patterns. We may also collect technical information such as your IP address, browser type, operating system, device model, language, region, time zone, and access time, for the purpose of analyzing traffic, improving the display of the Website, and enhancing system performance.
In certain cases, usage data may be aggregated within systems or platforms related to the operation of the Website in order to analyze trends and improve the quality of our content. This will be carried out under appropriate data-protection safeguards.
However, we do not intend to collect sensitive personal data as defined under applicable law, such as health information, biometric data, or religious beliefs. If such information is unintentionally submitted to us, we will delete it or restrict its processing as appropriate and in accordance with applicable law.
Purposes of Data Processing
We use personal data to operate the Website and present our content appropriately. If you decline to provide certain categories of information, some parts of the Website may not function as fully as intended.
The primary purposes of our processing include: presenting broker reviews, ETF guides, and educational content tailored to your usage patterns and overall content-access trends; responding to your inquiries or providing assistance when you contact us; analyzing the use and performance of the Website and its content, including measuring link clicks for accounting purposes and commission reporting; improving the operation of the Website; and maintaining system security and preventing abnormal use.
In addition, certain data may be retained to comply with legal requirements, such as retaining computer traffic data (logs) for the period required by law, and complying with orders or requirements of relevant government authorities.
Where you have given consent, we may use your information to send you news or related content, which you may opt out of at any time. Information that cannot identify you (anonymous or aggregated data) may be used to analyze trends and to develop the quality of our content and Website.
Legal Basis for Processing
Where applicable law requires it, we rely on an appropriate legal basis to process your personal data, which may include:
Legitimate interests, such as data analysis, content improvement, security, and operation of the Website.
Consent, such as sending news or related content, and the use of non-essential cookies.
Compliance with legal obligations, such as retaining data as required by an authorized government body.
You may withdraw your consent at any time without affecting the lawfulness of processing carried out before that withdrawal.
Disclosure of Data to Third Parties
We will not sell, trade, or rent your personal data to third parties. However, we may disclose or allow third parties to access personal data to the extent necessary for the operation of the Website, such as technology infrastructure and data-storage providers, data-analytics and performance-monitoring providers, affiliate-tracking providers linked to the brokers we review, cybersecurity providers, and professional advisors. Such third parties will receive only the data necessary for their purpose and will be bound by confidentiality obligations and appropriate data-protection measures.
Where you contact us through the Website, the information you provide, such as your name, email, or contact details, may be forwarded to service providers or units involved in communications and service delivery for the Website, in order to respond to or assist you. This will be done within the scope necessary and under appropriate data-protection measures.
If you believe your personal data has been used beyond the scope set out here, you may notify us using the details provided under “Contact Us” below so that we can address the matter.
We may disclose data where required by law, court order, or an authorized government authority, or where necessary to protect rights, safety, or the public interest.
International Data Transfers
Operating the Website may involve transferring or storing personal data on servers located outside the country, such as the infrastructure of cloud-service providers or analytics providers. Any such transfer will only take place where necessary and under appropriate data-protection safeguards required by applicable law, which may include contractual measures or other legally recognized safeguards, to help ensure your personal data continues to be appropriately protected.
Data Retention Period
We retain your personal data for as long as necessary to operate the Website, to comply with legal requirements, or for any other purpose set out in this Policy. The retention period depends on the type of data, the purpose of processing, and applicable law. When data is no longer needed, we will delete it, destroy it, or render it unable to identify you.
Data Security
We maintain appropriate technical and organizational security measures to protect personal data from unauthorized access, use, or disclosure. These measures may include encrypting data in transit and at rest, restricting access rights, monitoring for anomalies, and ongoing system oversight.
Although we apply rigorous safeguards, transmitting information over the internet inherently carries risk, and we cannot guarantee complete security. In the event of a personal data breach, we will assess the situation and act in accordance with applicable law, which may include notifying regulators and affected individuals within an appropriate timeframe.
Your Rights
Subject to applicable law, you have the right to request access to your personal data, request a copy of your data, request correction of inaccurate data, request deletion or destruction of your data, request restriction of processing, object to processing, withdraw consent, and request your data in a portable format. If you wish to exercise any of these rights, you may contact us using the details under “Contact Us.” We will act on your request within the timeframe required by law. We may need to verify your identity before doing so, for the security of your data.
Unsubscribing from news or content you have subscribed to will not affect your receipt of information or notices necessary for the operation of the Website. In addition, in some cases certain requests may not be able to be fulfilled where there are legal restrictions, contractual requirements, or potential impacts on the rights of others.
Children's Privacy
Our Website is not intended for individuals below the age threshold set by applicable law, and is generally not directed at anyone under 18 years of age. We do not intend to collect data from minors. If you are a parent or legal guardian and believe your child has provided us with personal data without your consent, please contact us immediately.
If we discover that such personal data has been collected without appropriate consent or without a valid legal basis, we will take reasonable steps to promptly delete it from our systems, as appropriate.
Links to External Services
The Website may contain links to third-party websites or services, including, but not limited to, brokers featured in our reviews and rankings, ETF issuers, or other service providers. We do not control, and are not responsible for, the content, privacy practices, or security of such third-party websites or services.
Any access, registration, or transaction you undertake with a third party is a matter directly between you and that third party. We therefore recommend that you review the privacy policy and terms of service of any such third party before providing personal data or taking any action.
Disclaimer
All content on this Website is provided for informational and educational purposes only. It does not constitute investment, financial, or trading advice of any kind. Users should exercise their own judgment and should consult a qualified professional before making any decisions. We are not responsible for any damage or loss that may arise from the use of information on the Website.
Contact Us
If you have any questions, feedback, or requests regarding your personal data, please contact us at:
If you are located in the European Economic Area (EEA) or another jurisdiction where data-protection law applies, you may contact us through the channels above to exercise your rights or to ask any questions regarding your personal data.